Diversified Assets Manager (Agriculture)

Position Summary:

The Diversified Assets Manager is responsible for managing and optimizing the bank's portfolio of substandard commercial loans and participations. This role involves analyzing and assessing the performance of diverse asset classes, developing strategic initiatives to mitigate losses, enhance revenue, and ensure compliance with regulatory requirements. The Manager will work directly with members of Senior and Executive Management and requires considerable independent judgment and initiative.
Job Duties/Responsibilities:

Negotiation: Negotiate restructuring and repayment plans with borrowers.
Communication: Providing regular updates to USDA, SBA, and the Board of Directors.
Policy Development: Develop and implement loan collection policies and procedures.
Monitoring: Continuously monitor the performance of the special assets portfolio.
Reporting: Prepare detailed reports on the status and performance of special assets.
Compliance: Ensure all activities comply with the bank's policies and relevant regulations.
Collaboration: Work closely with other departments, such as legal, credit, and guarantying entity to resolve issues related to special assets.
Perform all other duties as assigned.

Required Skills/Abilities:

Financial Acumen
Strong communication and negotiating skills
Strong analytical skills
Attention to details
In-depth knowledge of state and federal finance laws and bank policies

Education and Experience:

Bachelor's degree required in finance, accounting, economics, or related field
Minimum 3-5 years of experience in loan management, credit analysis as well as guaranteed lending workouts

Physical Demands and Work Environment:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions.
While performing the duties of this position, the employee is regularly required to talk or hear. The noise level in the work environment is usually moderate. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. The employee frequently is required to use hands or finger,

handle, or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Onsite work environments are climate controlled. ____________________________________________________________________________
Note:
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.
This job description is not designed to cover or contain a comprehensive list of activities, duties, or responsibilities that are required of the employee. They may change, or new ones may be assigned at any time with or without notice. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an "at-will" relationship.